How do I make my town more accident-prone?

I was looking around for a mod that makes sims in my town die with housefires and drowning and stuff, but all I could find were the NRAAS personality modules. These are a bit constrictive to me, as I would like just general accidents to occur.

I want the sims in my town to be able to pass away from the same things my active sims can, essentially.

Is there a mod that enables this if I use NRAAS story progression? From what I understand, in vanilla game inactives can die this way, but story progression disables it for no reason, and NRAAS never made an option to reenable it? I have never played without story progression, so I don't know.