AirCover experience

[Australia but not decided if that matters here]

I started hosting this year and I took out home and contents insurance before starting that specifically covered me hosting via platforms - availability of coverage covering this is very limited.

The insurance itself is pretty expensive at around 3 times my previous insurance home and contents insurance. And it also comes with restrictions including numbers of guests and what happens if I am away for more than 24 hours from my home and a guest caused event happens.

So I am wondering whether AirCover itself is good and my new coverage is worthwhile?

So I am wondering what others experience with AirCover has been?