Good tinted moisturizers/sunscreens for my skin type?

Hi all! I just started getting into makeup. I've found that I can't stand the feeling of foundation, and I would really like some skincare benefits in my base product. I'm 18, but I have really deep, dark eye bags and smile lines. I've found that I have dry skin and I'm neutral-warm toned. I'm really pale as well, which has made my search extra difficult because everything is either too dark or too warm (because apparently companies think that being pale + warm toned = orange). The closest matching product to my skin tone that I've found has been the elf camo concealer in light sand and the hydrating one in the shade fair beige. I live pretty much in the middle of nowhere, so I have to order everything online and pray that I can return it. I don't mind any price, but something from Ulta would be better because I have a gift card I want to use up before I spend any other money. Anything from Sephora is fine, though. Thank you so much!