Skin care suggestions that won’t cost a fortune

I have dry skin that sucks up moisturizer like a sponge. I am using Nivea Soft as it’s so cheap and feels soo hydrating, but I think that is what is causing my clogged pores and papule acne.

Using Retinol (0.2%) already to help un-clog pores. But still have papules on face edges.

I need suggestions for non-comedogenic moisturizers that won’t clog pores, but also not so expensive. Looked at CeraVe and Neutrogena but they cost a fortune! And like I said my skin absorbs it like a sponge so I can’t afford those.

Only other product I use is La Roche-Posay mineral sunscreen and reviews plus the product already says ‘non-comedogenic’ so I’m sure the cheap Nivea moisturizer is to blame.

Really need quick help/suggestions on moisturizer as I can’t even stop using the Nivea to see if it gets better because my skin is SO dry plus with retinol it feels terrible without it.