What to do with my American disability insurance plans now that I am moving to Switzerland?

Hi all,

I have been paying for two disability plans that only cover 12 months if I am living abroad. I grew up in the US and got these plans at the end of my residency in psychiatry. I plan to try to live in Switzerland permanently. Though my work is still based in the US and I work remotely from there. I am thinking that it doesn't make sense to keep these disability plans. One of the advisors tried to tell me that I could just come once a year (since I have to come back to the US regularly for work) and have a doctor sign off for me that I still have a condition if I do when I'm here, but I'm not sure I feel comfortable with that. He was advising against stopping the plans because I would lose the rate I got 5+ years ago.

Curious about your thoughts?

Thanks!