Loan got charged off, what can I do to minimize it hurting my score even more

I’m in the process of catching back up on my debt after some job issues, I was literally days away from sending a payment for this consolidation loan I had, and it just got charged off. I haven’t had a loan charge off before so I just wanted to ask and see what potential options I’ve got to help reduce the hurt it’s gonna cause my score

Posted Nov 9, 2025, 9:07 AM UTC

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