IRS employee here:

You're going to want to diversify your quotes with a few more "euphoric"s. Also, make sure you're not mislabeled as an independent quote contractor.

Thank you for reading.

So I don't free my credit cards in urine?

Just to be clear, I am not a professional 'quote maker'. I'm just a frugal business major who greatly values his Roth IRA and statistical probabilities over any silly commission-based financial advisors.This being said, I am open to any and all portfolio criticism.

"In this moment, I am financially independant. Not because of any phony whole life insurance salesman's pitches. But because, I am diversified in my vanguard portfolio."

I came up with this quote just a few minutes ago. I thought /r/personalfinance would appreciate