r/borrow•
Alexasper

[REQ] ($1050) - (#Greenwood Lake, NY, USA), (1/19 - $405, 2/2 - $405, 2/16 - $405, Repay $1215), (Paypal)

Completed

I’m still playing catch-up from being laid off for 2 months and while I was laid off I fell behind on my student loans. I know this is a tall order, but these student loan companies are vultures! I am currently back to work and working 45-50 hours a week (Thank God). Some brief history, my parents are not rich people. While I was growing up they did everything they could for me and my brother even if they knew they couldn’t afford it. They didn’t go to college and really wanted my brother and I to go. When that time came, they offered to try to pay for college for us but my brother and I decided we would just work full time and go to college at night to put ourselves through school since we knew my parents would basically blow the little retirement money they had on us. Before I was laid off my hours were severely cut at work so I stopped paying my student loans for a few months. Now to be able to stay on the repayment plan that is affordable and not have to pay an insane payment each month, I have to bring my account current. Also, I am worried they will contact my employer if they decide to garnish my wages and I want to try to save myself from that embarrassment.

Note: I may have a borrower that I've worked with before that will fund half of this loan. The terms are negotiable as always and I can provide any identification/documentation that you require.

Another option for repayment that I could possibly do is: 1/19 - $525, 2/2 - $525, 2/16 - $165 (15% interest payment) if you would rather this repayment schedule.

I have some history on this sub with great reviews and on time payments. I always check in with lenders during the duration of the loan to let them know everything is on track and for piece of mind.

Thank you for your consideration.

Posted Jan 11, 2018, 9:28 PM UTC

111
AutoModeratorMOD•

Hello u/Alexasper,

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Here is a copy of the original post:

I’m still playing catch-up from being laid off for 2 months and while I was laid off I fell behind on my student loans. I know this is a tall order, but these student loan companies are vultures! I am currently back to work and working 45-50 hours a week (Thank God). Some brief history, my parents are not rich people. While I was growing up they did everything they could for me and my brother even if they knew they couldn’t afford it. They didn’t go to college and really wanted my brother and I to go. When that time came, they offered to try to pay for college for us but my brother and I decided we would just work full time and go to college at night to put ourselves through school since we knew my parents would basically blow the little retirement money they had on us. Before I was laid off my hours were severely cut at work so I stopped paying my student loans for a few months. Now to be able to stay on the repayment plan that is affordable and not have to pay an insane payment each month, I have to bring my account current. Also, I am worried they will contact my employer if they decide to garnish my wages and I want to try to save myself from that embarrassment.

Note: I may have a borrower that I've worked with before that will fund half of this loan. The terms are negotiable as always and I can provide any identification/documentation that you require.

Another option for repayment that I could possibly do is: 1/19 - $525, 2/2 - $525, 2/16 - $165 (15% interest payment) if you would rather this repayment schedule.

I have some history on this sub with great reviews and on time payments. I always check in with lenders during the duration of the loan to let them know everything is on track and for piece of mind.

Thank you for your consideration.

 

Lenders, upon conclusion of this loan you can follow these links for prefilled posts regarding this loan - PAID, [LATE](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BLATE%5D%20%28/u/Alexasper%29%20-%20%28Amount%29%20%28Days Late%29), UNPAID

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1
LoansBotOfficial Bot•

Here is my information on u/Alexasper:

Mobile View

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
TelephototulipAlexasper220.00220.00Original ThreadJan 3, 2018Jan 5, 2018
getithotAlexasper150.00150.00Original ThreadDec 26, 2017Jan 5, 2018

search, reddit investigator, justin paulin creddit rating

1
dailo01•

Pm coming in

1
getithot•

$loan 1050

1
FoxK56MOD•

The user has deleted their account. Please still make an UNPAID if/when it's appropriate

1
LoansBotOfficial Bot•

Noted! I will remember that u/getithot lent $1,050.00 to u/Alexasper

The format of the confirm command will be:

$confirm [u/getithot](/u/getithot) $1,050.00

^(This does NOT verify that u/getithot actually lent anything to u/Alexasper; u/Alexasper should confirm here or nearby that the money was sent)

1
AlexasperOP•

$confirm u/getithot $1,050.00

1
LoansBotOfficial Bot•

u/Alexasper has just confirmed that u/getithot gave him/her $1,050.00


The purpose of responding to $confirm is to ensure the comment doesn't get edited.

1
getithot•

$paid u/Alexasper 405

1st payment right on time

1
LoansBotOfficial Bot•

u/Alexasper has now repaid u/getithot $405.00

Updated loans (loans that have changed from this transaction):

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
getithotAlexasper1050.00405.00Original ThreadJan 11, 2018

^($0.00 ignored)

1
getithot•

$loan 225

repay 3/2/18

1
LoansBotOfficial Bot•

Noted! I will remember that u/getithot lent $225.00 to u/Alexasper

The format of the confirm command will be:

$confirm [u/getithot](/u/getithot) $225.00

^(This does NOT verify that u/getithot actually lent anything to u/Alexasper; u/Alexasper should confirm here or nearby that the money was sent)

1