Dumb and uneducated adult, debit card being declined

Other

So i have a good bit in my bank,but my debit card gets declined on online purchases (collective minds wheel hub, payment gateway not opening) im thinking its my billiy address and my current address are different causing it to get denied? Any clues? Im not in debt,im unemployed, everything i own has been paid in full,so i see no other reason why it would get declined?

Posted Dec 25, 2019, 11:04 PM UTC

015
monkeyBars42​•

Did you call and ask your bank?

4
undedninjerOP​•

Not yet but they're closed,ill have to call when they open.

2
Anotherdude342​•

Call the number on the back of your card, it should be 24/7 support.

3
undedninjerOP​•

Ah, appreciate it. I will do that

2
fartymcpoopnuggets•

Big brain right here

1
rhappytor​•

Sometimes things get flagged for fraud prevention. I've had it happen to me a few times, usually you can call up and the rep will do something to let it go through.

4
undedninjerOP​•

Yep this makes sense,but last time something got flagged for fraud i got a text from em stating a purchase was made, type 1 to validate

1
joefarmer13​•

As an aside, I would never use a debit card online, the fraud protection is much better with a credit card.

2
undedninjerOP​•

Mines pretty good,as soon as something comes up fishy my bank catches it immediately.

-4
EnterPlayerTwo•

Do you have "fishy" stuff coming up often?

2
undedninjerOP​•

Nope, they thought the purchases i made a while back were fishy,called it in and verified it, anything thats sent to ky address isnt flagged vut as soon as something that gets sent to somewhere else is immediately flagged

1
zahas64​•

Maybe you exceeded daily limit transaction for your account

1
undedninjerOP​•

Wouldn't see any reason why that would happen,last time i ordered online was about 2 weeks ago. And i dont use my card often.

1
zahas64​•

Then the problem is the site.. Or you could just call the bank support for inquiry

1
undedninjerOP​•

24/7 help closed for holiday observance,ill have to check again layer.

1