I hit AR60 and I'm running out of reasons to play regularly

I'm 100% F2P and never spent primo on resin so I went about as slow as you can playing daily, and yet I still hit the cap before they increased it. I assume many people hit cap months ago. What's the holdup? Why convert AR XP to gold when there isn't even a goldsink? Progression is generally bottlenecked by materials, not gold. I see no reason to keep up with dailies just to drown myself in even more gold than I can use, so all I'm doing is log in, convert resin, log out, spend it when I'm capped every couple days and do weeklies. Can't even spend primos because they went back to single banner for some reason. Putting busywork into grind games is the easy part, how did they get here even though all the other content is good?