r/borrow•
SamGlass

[REQ] ($315) or ($85) - (#Crisfield, MD, USA) (Repay on 08/13/22)(Venmo, Zelle, Cashapp, PayPal; lender's choice)

Tl;dr With an $85 loan I can make my car payment, or with a $315 loan I can make my car payment and medical bill payment.  Got laid off, went into a suicidal depression for 2 weeks, now I'm back in the job market but my financial predicament is far worsened. Job interview this morning.  They responded to my ad, not vice versa, so it's promising. Just need a hand over this between-jobs-hump in order to preserve my credit score. You can tell me what interest it is you would like me to pay on this loan or what would realistically work for you. I can repay in full plus interest 1 month to the day.

'''''''''''''''''''''''''

My car payment is due today and for the first time ever I do not have it.   I've never missed a payment on any of my bills.  If someone can help me out I would be deeply appreciative and I can get the money back to you in one month (by August 13th, 2022.)  I'm not sure what average pay-back time is here so if that's too long, or if you can wait longer, let me know, but 1 month feels like the most comfortable time-table for my particular situation whilst being realistic.

I say $315 or $85 because I have a medical bill due tomorrow for which I've set aside funds, and if I can't scrape together my car payment I'll use that $ instead toward the car payment (so then I'd be only $85 short) and just miss the medical bill.  Medical bill won't ding my credit so long as I pay it reasonably soon.  The car payment, though, I really can't miss.

I just got laid off on June 29th and I was suicidal about it and so drank heavily and slept for two weeks to weather out the nightmarish feelings and to abate the impulse to off myself. That's all well and good, I'm sober and non-suicudal now, but since I'm still alive, the going two weeks without looking for a new job is really making itself felt.  I have exactly enough in my bank account for the medical bill, and that's it.  My spouse got laid off a month ago so we were already in a hole.  With an $85 loan I can make my car payment, or with a $315 loan I can make both payments.

I'm treading water but I'm going in for a job interview right after posting this so at least I got a raft I can blow up lol.

I didn't sleep all night so I'm tired af. After the interview I'll check back here but then I may crash for a couple hours.  So if you contact me and I don't write back just know I'll be logging back on again before 3pm.  I know I need to make my payment before 6pm tonight for it to process today.

Posted Jul 13, 2022, 11:43 AM UTC

22
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Here is a copy of the original post:

Tl;dr With an $85 loan I can make my car payment, or with a $315 loan I can make my car payment and medical bill payment.  Got laid off, went into a suicidal depression for 2 weeks, now I'm back in the job market but my financial predicament is far worsened. Job interview this morning.  They responded to my ad, not vice versa, so it's promising. Just need a hand over this between-jobs-hump in order to preserve my credit score. You can tell me what interest it is you would like me to pay on this loan or what would realistically work for you. I can repay in full plus interest 1 month to the day.

'''''''''''''''''''''''''

My car payment is due today and for the first time ever I do not have it.   I've never missed a payment on any of my bills.  If someone can help me out I would be deeply appreciative and I can get the money back to you in one month (by August 13th, 2022.)  I'm not sure what average pay-back time is here so if that's too long, or if you can wait longer, let me know, but 1 month feels like the most comfortable time-table for my particular situation whilst being realistic.

I say $315 or $85 because I have a medical bill due tomorrow for which I've set aside funds, and if I can't scrape together my car payment I'll use that $ instead toward the car payment (so then I'd be only $85 short) and just miss the medical bill.  Medical bill won't ding my credit so long as I pay it reasonably soon.  The car payment, though, I really can't miss.

I just got laid off on June 29th and I was suicidal about it and so drank heavily and slept for two weeks to weather out the nightmarish feelings and to abate the impulse to off myself. That's all well and good, I'm sober and non-suicudal now, but since I'm still alive, the going two weeks without looking for a new job is really making itself felt.  I have exactly enough in my bank account for the medical bill, and that's it.  My spouse got laid off a month ago so we were already in a hole.  With an $85 loan I can make my car payment, or with a $315 loan I can make both payments.

I'm treading water but I'm going in for a job interview right after posting this so at least I got a raft I can blow up lol.

I didn't sleep all night so I'm tired af. After the interview I'll check back here but then I may crash for a couple hours.  So if you contact me and I don't write back just know I'll be logging back on again before 3pm.  I know I need to make my payment before 6pm tonight for it to process today.

 

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1