ADecentURL

Hey y'all,

I will be flying out of country this summer for the first time and believe I have enough points to get my flights through rewards. This may be a dumb question, but is there a difference between "booking travel" through the BILT app vs "transferring points" to an airline and booking from there? If so, is one objectively better?

I was raised in a fairly "no debt" house, where credit cards were bad, and this is really the first time I'll ever properly redeem CC points, so I apologize for not having much knowledge on the subject, but I don't want to waste the points I've built up.

I recently moved to Georgia and am switching my license, insurance, and plates. I am on the title however so is my father from when I bought the car (so I would have a lower interest rate because of his credit). Im the only one that drives it and pays for it.

Will I be able to bring the title in and get my plates changed while he is on it, or will that cause issues?

I have about 7k of credit card debt because of a few emergencies that happened right out of college, before I could make an emergency fund. I have consistently been paying it off but was pre-approved for a loan from my bank, with an interest rate of about half what I have right now. Is there any downside to paying off the CC debt with this, and then just having the loan to pay off? I am not worried about missing payments, that won't happen.

As stated above, I got pre check a few years ago when I got my TWIC. Purchased a ticket a month or so ago, and then just switched my residency to a new state last week. I'm currently waiting for my new license to come and figuring what I should do if it doesn't come in time.

Hi y'all,

As an assignment for a program I'm in, we had to create and fully set up a company. I made a Sole Proprietorship but never actually used it, so it exists but that's it (no income, no debt, nothing). I don't really want this just sitting around so was going to dissolve it, but keep seeing conflicting things about what I actually need to do to get rid of it. I suppose I have 2 questions:

1. If I'm not planning on using it for anything in the future, is there any pro or con to keeping it active?
2. If I want to close it, does technically "going out of business" negatively effect me in any way, even though my business wasn't actually used?

It seems like a lot of things that I would

I just did my first Spartan race yesterday (The Beast in Atlanta!) and got an email this morning saying my personal photos are ready. I logged on and it has 28 pictures that are all just generic shots of the course. Theres none of any actual racers, much less any of me. It's labeled as my "personal" photos, but is that just a mistake and there will be more uploaded later?