DeadFIL

u/DeadFIL


r/CAguns•

My father is visiting from out of state and wants to bring a firearm to give to me as a gift. He is an AZ resident and I am a CA resident. From everything I've read online, it is completely legal for the two of us to go in person to an FFL and do this transfer.

However, I've called about a dozen FFLs and each one has told me no. Many have given flat-out wrong advice ("just fill out the form online"), and the rest said they only do interstate if it's dealer-to-dealer.

I'm going to keep calling around, but I figured I'd check in here and see if anyone knows of an FFL that will do this. Ideally, the place would be somewhere between Sacramento and Auburn, but I can go further if needed.

12

r/cycling•

I recently moved from a very hill area, where I'd get exercise by going up big hills, to a very flat area, where I have to go a lot further to get a similar workout. I also stop less often due to the lack of big climbs tiring me out. I ride a hybrid (Canyon Roadlite 7), and these longer rides with fewer stops have been getting pretty uncomfortable, particularly on my hands, wrists, and back. I think it's all due to just being in the same position for so long. I've started doing 100k+ rides fairly regularly and I'd like to start doing even longer (100mi+) rides.

It seems like getting a proper road bike is the obvious thing to do. I've been looking at the Canyon Endurance 7 since (1) I'd wan

24

r/vaporents•

Does anyone have any recommendations for a portable vape that hits hard? I'm looking for something to take mountain biking, so something fairly sturdy is ideal. The smaller the better, but size isn't as important to me as how hard it hits, since I'll have a backpack. I'm currently looking at the Arizer Solo 2 Max ($200) and the Crafty+ ($210). From comparisons I've read between the Crafty+ and the original Solo 2 (haven't seen any for the max), it sounds like the Crafty+ hits a little harder, but the Solo 2 is a little sturdier. Can anyone weigh in here?

I'm also very much open to a different device if anyone has suggestions, those two mainly came up because I'm familiar with the brands an

1374

r/SuggestALaptop•

Like the title says, I'm looking for recommendations for something cheap. I'm just not sure how cheap is too cheap. I have a beefy gaming PC, I just want something I can move around the house when browsing and emailing and such. Ideally, I would like to do some gaming (streaming from the PC using Steam Link or Moonlight) and programming (Python, I figure I'll just run Jupyter on my PC and connect via the browser for more intensive tasks). It's my understanding that I don't need much in the way of processing power for either of those tasks. I see there are a bunch of Chromebooks for <$200 and it sounds like I can do all the things I want on ChromeOS, though I haven't used it before. Would a

11

r/personalfinance•

I'm not sure if this is the right place to post this, but I'm hoping somebody can point me in the right direction if not. I'm posting this for a friend.

My friend works a job with somewhat irregular hours, depending on clients. Clients will sometimes cancel appointments or change their schedules, making weekly hours change a bit. The company considers people scheduled for 30+ hours per week to be "full time" and eligible for benefits. My friend hit 30 hours last August and asked HR about benefits. They finally heard back from HR in October and signed up for health insurance, which costs them ~$120 per pay period. HR said that the insurance should start December 1st and, starting that pay

510

r/techsupport•

About a year ago I build a new gaming PC and got some SSDs along with this 4TB hard drive for storage. I installed the SSDs and forgot to install the HDD but didn't need it until now, so I just left it out. I installed it a couple of days ago and I can't get the thing formatted. My process is as follows:

  • Open Disk Management
  • Create simple partition
  • Format the partition with NTFS as the file system and GPT as the partition table. I select the Quick Format option.

It sits for quite some time (12+ hours) saying "Formatting". At the end of that time, I get a popup saying that "The format di

15

Hey folks, I'm going fishing this weekend at the Yuba River in California and I'd appreciate some tips since I've never had much luck fishing in rivers and it's been several years since I've tried.

For some context, the river is usually less than 30 feet across and 10 feet deep, with very rocky terrain. Many big boulders and rock structures under the water, and the water has a fairly strong current. I'm going for rainbow trout, which are stocked (though I think some may live there naturally as well). From what I've read it sounds like the trout will likely hide behind the boulders and structures so that they can stay out of the strong current while still being able to dart into the current

44

r/personalfinance•

Say I have $10,000 burning a hole in my pocket, an emergency fund of 4-5 months expenses ($3,000), and am fully funding my tax-advantaged accounts. My emergency fund will likely need to increase to ~$10,000-12,000 early 2023 because I'm currently living for cheap by renting a room from a relative, but that will stop early 2023 and I'll have to rent in the very HCOL area I live in. Would it be best to...

A. Buy $10,000 in I-bonds right now and still be able buy more next year if I decide to for whatever reason (might start a house fund next year with a ~3-4yr timeline to purchase and probably don't want to risk the stock market for that short period). This $10,000 will be available to sell

08

r/personalfinance•

All of my info got leaked this year as part of a data breach so I froze my credit with the three major credit bureaus. About a week ago I applied for a Chase Freedom Unlimited card because I currently only have a Discover card so I want a Visa for a few places I go that don't accept Discover and this Chase card has decent rewards.

I have read on here that you can give CC companies a code that allows them to do a credit inquiry when you have frozen your credit, but there was nothing like that on the application. I figured they would contact me with next steps like getting such a code or telling me which bureau they will use so I can unfreeze that one, but I haven't heard anything yet.

Shou

37

r/personalfinance•

This sub has been really helpful to me when I've posted before, so I was wondering if anyone has any input on something I've been thinking about recently. I have the following student loans (all federal) about to convert to repayment:

  • ~$5,500 at ~5.1%
  • ~$5,500 at ~4.5%
  • ~$4,500 at ~3.8%

I have about $20,000 in cash, a job paying $95,000/year, and have low enough monthly expenses that I would be okay with having just the remaining ~$4,500 in cash as an emergency fund if paying it all off up front is the best option, particularly because my checks will start coming in at the end of this month, so by the time I actually make the payments I'd have more than $4,500 left over. I'm cur

07

r/personalfinance•

I'm in the onboarding process for a new job, which is at a remote start-up. They've asked me to fill out forms for the health plan and those forms ask for my SSN. The problem is that those forms are just PDF files that they want me to fill in and email over, and it's my understanding that you shouldn't send your SSN unencrypted over email.

What should I do? Should I ask if they have a secure way to send it? Should I just fill in the form as they asked? My SSN has been leaked in the past by a breach of an old employer.

Also, how do you tell for sure that a company is legitimate if the whole job is remote? I think I'm just feeling a little weird because it's all remote so I haven't seen anyt

18

r/personalfinance•

I just got my first "real" job and I want to put away some retirement money but I'm a little confused about some aspects of IRAs. I was hoping you all could give me some suggestions on whether I should go traditional or Roth.

My understanding is this:

  • With a Roth IRA you use your taxed dollars to contribute but are never taxed on earnings, even when withdrawing.
  • With a traditional IRA you contribute pre-tax dollars and you are taxed on the earnings only once you withdraw money in retirement.
  • Because you contribute to a traditional IRA after your paycheck has been taxed, you deduct the amount you contributed to your traditional IRA and you get whatever taxes you paid on that contr
58

r/AskCulinary•

I made lox for the first time and sort of followed this recipe and this recipe. I used a little over a pound of Atlantic salmon with a half cup each of salt and sugar (as in the second recipe) along with about half a cup of minced dill and some black pepper (as in the first recipe). I coated the fillet all over and cured in the refrigerator for 72 hours. When I went to cut it, the salmon fillet was very firm, almost like a thick and moist jerky. I sliced it very thinly and the slices seem fairly soft, but not nearly as soft as any lox I've eaten.

Is it possible that I've ov

010

I'm in my last year of an undergraduate program and want to go to grad school. The problem is that all applications need at least three letters of recommendation. I looked online for how to get letters of recommendation, and everything said to ask your professors. That makes sense to me, but I don't really know any of my professors. Classes at my school often have several hundred students and while professors usually do have office hours they're always crowded with people asking questions. I rarely have questions about classes that can't be answered by either Google or the class forums, so I never have anything to ask. I've wanted to meet my professors but every time I've been to office hour

32