GrumpyGoob

My partner and I are looking to the future and imagining what a mortgage might look like for a future home. The trouble we have is their credit score is really poor due to some badly mismanaged bills that lead to a lot of debt piling up several years ago. The debt has been cleared after a lot of work, but it’s left a bad taste in their mouth about the banking system, and my partner is reluctant to work with a bank to improve their credit due to this bad past experience. I have very good credit with a score of 770, but I worry our mortgage will be affected by my partner’s poor credit.

I’m wondering how to compare three scenarios:

1. taking out a mortgage as a married couple, both of us hav

We have a few young black walnuts on our farm that I want to try to pull up and make into bonsai. I’m a total beginner and I understand these aren’t considered popular trees, but I’m curious if anybody in this community has any guidance?

I understand the leaf clusters are large in these trees and the final bonsai will need to be larger than typical.

I understand walnut grow with a deep taproot and coarse root structure which makes pulling difficult. My plan is to dig a trench around them early next spring and then give them a full year to grow new fine roots before pulling them. Question: do I cut the taproot when I dig my trench or when I pull the trees?

Any other comments on black waln

I've been brainstorming how to tell my boss I'm leaving for the day. The guy's a pretty firm Trumper and I don't think "hey boss the republic's on fire so I'm gonna go scream in the streets for the rest of the day kthx" is going to play well. How are you all planning to handle the walkout?

Has anyone had any experience using a reward/bounty system with their employees on the floor? I'm thinking of a system that pays a small reward proportional to the loss you would have had if the defect had kept going down the line.

To be honest I'm not even sure what a system like this would be called, I'm just curious if anyone has ever seen or tried something like this?