u/HalfBlueCat1
I have a very small crack on the plastic casing of my Swatch Watch, which is allowing water to enter it and cause condensation, making visibility low.
While the watch is still mechanically sound, this is a sub optimal outcome, and I’m wondering if I should either get it repaired on warranty, try and fix it myself, or just get a replacement.
When I think of conservatism, at least in the context of the United States and the post-war era, I see conservatism built on a three-legged stool:
When I see Haley, I see her as perhaps a bit of a squish on point 1, but strong on point 2 and very strong on point 3.
Meanwhile, Trump is weak on all three. He is pro government supports, such as welfare, Medicare, So
I’ve read at least three posts in the past 5 minutes about “how enough is enough, we need to rise up and kick out the political establishment”, or words to that effect.
For those who believe that; once you have marched on Canberra and guillotined the Cabinet, what comes next?
Full disclosure, I don’t think much of the idea but I will engage in good faith.
All personal finance rules say that you should have 6 months+ of expenses saved up before investing in housing, stocks etc, but my partner and I have taken some steps out of turn, and don’t know what to do next.
Part of me thinks we should start saving up for an EF, but 70k seems like a daunting amount to just have sitting in a savings account, and will likely take us 2+ years to get there. We already own an IP which is positively geared, and will be our home when we return from overseas.
It’s always struck me as strange that European football is far more free market than American sports, despite being far more socialist in other markets.
Do you think it would be better for professional sports in the States to follow this path, by scrapping drafts, salary caps, and allowing new clubs to enter the league without requesting permission from what is essentially a cartel?
As someone who found it relatively easy to attract women, and now am happily married, I want to understand why this particular skillset is so highly desirable compared to other skills. By definition, we are bad at almost everything; even if I am talented pianist, I am probably terrible at every other instrument. I could go to the Olympics for weightlifting, but would be a rank amateur at every other sport.
Knowing that we are going to be bad at most things, the question is what things do we place a priority on to try and improve? What strikes me as strange is why "being good with women" has such a high priority among so many people. The reason I find it strange is that a) if you s
Interested in what everyone’s perspectives are, and perhaps share some personal experiences if you’re ok.
My wife and I have pretty good health insurance, and she gets 4 months maternity leave. I work for myself but am not paying myself a salary, so can technically take off as long as possible.
Our family lives overseas, and we don’t have much of a network in Denver as we’re recent immigrants. We own a house overseas where we will probably return to at some point, so we aren’t too interested in buying just yet, happy to rent.
Happy Friday!
A very common refrain I hear on personal finance subs is save a rainy day fund of 6 months worth of living expenses. I get the sentiment, but was hoping to hear people’s experiences doing this.
At a 20% saving rate, you’re looking at five years of saving (assuming 0% in interest). This seems like a long time to save, especially if you haven’t bought a house.
So, who is doing this, and how are you doing it?
Perhaps I’m old enough to know better, but I continue to be astounded by the lack of economic knowledge by people who claim to be educated and informed on this matter.
The big thing I keep hearing is people saying they want prices to come down, but when I ask them if they’re keen for the economy to become deflationary, they double down and say yes. Do people really want a deflationary, and thus almost certainly recessionary economy, and if so, is this based on a belief the government can achieve a “soft landing” with being deflationary while maintaining growth, or has the average person just not thought that far ahead?
I recently sat in on a class at HBS, and they had a guest speaker who went from Morgan Stanley to running a NFP in Harlem helping kids.
He was very forward about the concept of money, and how you obviously don’t earn as much in the Social Sector as you do on Wall Street, but he challenged the class by saying how much money do you need, because until you have that number, the answer just becomes “more”.
So, AusFin, what is your number, and do you think this is an appropriate way to think about your financial life?
I’m a socially liberal, fiscally conservative type, and am a strong believer in the positive role of immigration. One of the core tenets of right wing beliefs is the importance of free markets, but for some reason, many act as though this doesn’t apply to labor markets, and the government should decide the amount needed from a centrally planned perspective.
A lot of people say that building the wall would be an improvement to solving illegal immigration, but wouldn’t a better solution making it far easier to migrate (similar to the ESTA we have now) and building a wall around the welfare state? Without the incentive of free cash, migrants will come and go based on economic conditions.
I was chatting with a friend at work today about hockey (I don't know anything about it) and the topic came out about how fighting at the pro levels is very much a part of the game, but at lower levels it is not. What was interesting to me was that the reasons why fighting is encouraged at the pro level don't necessarily disappear at lower levels, bar one.
My friend and I realised that there were four main reason why fighting is part of hockey:
I spend a lot of time with VCs, founders, and others in the industry, and notice that the “culture” or vibe in these environments is very different to what I read when cruising through this sub.
In particular, it feels as though most posters are working at the very early stage; posts like “what is the best free tool to use” versus “what is the best climate focused VC in North America, can you please connect me”.
Is it just that “how can I be helpful” type conversations don’t scale on a platform like Reddit, or is it just that this group appeals to the drop shipping end of the spectrum rather than the Rivian end.