KevWill

I made a mathematical error at the end of the year and I though my wife and I were both entitled to the max IRA contribution for our age ($8,000 ea). I made the contributions and immediately converted them to our Roth IRA at the end of Dec 2025. It looks like we are only entitled to contribute up to $7,000 combined. So I have an over-contribution of $9,000 roughly.

From what I've read, if I hadn't converted them to Roth, I could just ask my financial company to undo the contribution before 4/15. I've seen contrary reports if the money has already been converted to the Roth IRA. Can anyone advise how to go about this?

We are retired so I don't expect to have much earned income in 2026.

We are putting a small addition on our house (it is already under a roofed in area so we don't have to worry about that). I have subs lined up but they want me to get the permits. I have successfully obtained the permit, but my work has taken off and I just don't have time to deal with it. Where would I look for a person to oversee this project? Do they work hourly or percentage of the overall cost? They just need to handle the the permits and the inspections.

My kid's teacher hasn't given them any sort of a review for the mandatory CFE test on World History covering the entire year. He's a sophomore. Does anyone have a comprehensive review from their teacher that they can share? His test is Monday morning. It's 20% of his grade so it's very important.

We have been leasing an in-ground propane tank for 20 years from the same company, for about $80/yr. That's not the issue. My wife called recently to have the tank filled before hurricane season (it's at 40%) and they told us there would be a $250 charge to "inspect" the tank since we haven't filled up in over two years (it's been like two years and one month). Is this something standard in the industry? They've never charged us this before. We haven't complained of any leaks or anything.

I think we are locked in to using this company because it's their tank. If I tell them to take their tank back any idea what that would cost?

A friend shared this with me. It's a live stream of JS puppies born about two weeks ago. Two boys and a girl.

https://www.youtube.com/watch?v=FEbi69wjNn0&ab_channel=MitsukiJapaneseSpitz

As we come up to the end of the semester, I wanted to just remind those of you with leases about your rights regarding your security deposits. Don't just give up and let your landlord or apartment complex unjustifiably keep your security deposit!

Upon the termination of your lease, your landlord has 15 days to return your security deposit to you -- unless they intend to make a claim against your security deposit. In that case, they have 30 days to make a claim and it must be sent to your last known address by certified mail. If the landlord fails to meet that timeline or fails to send notice by certified mail, they forfeit any claims against your security deposit. That does not mean the

We just had our tank emptied two weeks ago, and a new filter was put in. They said there was a clog at the time and they cleared that out. Today our downstairs toilets are bubbling again and the toilet nearest to septic is not draining. Water does not appear to be backing up. Is this a plumbing issue or do I maybe need to replace the pump motor in the septic tank? How can I tell who I should call?

This is a Hayward FDXLBKP1932 control panel for a propane pool heater. The control panel shows the power is on. There is no service light on. But usually we can toggle the pool or spa and see what the temperature is and set a new temperature. Now nothing happens when we press any of the buttons. I've tried turning it off and on, no success there. I've tried holding down different pairs of buttons per the manual, again nothing happens. Is the control panel just busted?

We have a five year old LG refrigerator, with double doors on top and a freezer drawer on the bottom. About 2-3 times a day there will be a puddle of water under the front center of the freezer drawer. It doesn't seem to correlate with anyone getting water or ice, or opening and closing the freezer drawer. There is not water there in the morning so it usually only occurs from noon to midnight roughly. Any ideas?

Do the dorms typically lose power during hurricanes or do they have generators that keep the power on? Has anyone experienced this before at FSU?

Our Airbnb is in a beautiful mountain area. In the primary bedroom, in a small basket on the dresser, is a postcard with images of the mountains and the name of the city where we are staying. I mentioned to my wife that I would send the postcard to our kids and they would appreciate it. She said that it was not a postcard to be used, but a decoration. It's not framed or on the wall, it's just in an open basket next to a mirror. Any thoughts? I know it's just a postcard but it piqued my curiousity, and of course I could ask the owner and they are very nice and they would probably tell me to take it but I don't want to overstep.

I have one sprinkler zone that suddenly turned on and stays on no matter what I've tried (I've shut off the sprinkler water supply while I troubleshoot). The valve is an Irritrol 2400. I bought a new valve and replaced all the parts with new parts including the solenoid. The valve is not leaking. But the zone still stays on whether or not I have the controller turned on or disconnect the power. Is this an issue with the solenoid not receiving any power? How would I check and fix that?

I have an Aventon Pace. Initially the battery status would drain and it would be reflected in the battery status. Now it just stays at 100% all the time no matter how much I ride. Is there a way to reset it?

My brokerage reported that I paid $650 in foreign taxes due to dividends paid in various mutual funds. TaxAct wants me to list the foreign source ordinary dividends and qualified dividends that led to these taxes. I don't have that information. The only info provided by the brokerage was the total ordinary and qualified dividends paid to me but does not break out the portion that was a foreign dividend. How do I figure that out? If I just put $600 for the foreign tax credit (married filing jointly) can I skip all this nonsense?