I am just looking for something that makes claims processes less difficult than AIG. Does that exist?
I have been going with AIG for a while because I have a pre-existing condition. But the one time I had to file a claim because I couldn't travel it took 8 months for them to pay out after sending them dozens of documents, and then they didn't look at them and kept asking for the same ones.
I also am curious if there are any plans that have Cancel for Any Reason claims that don't suck. I found Generali but I heard mixed things about them online, a lot of them not great



