Sproded

See this YouTube video by CityNerd discussing the topic of FIRE from the perspective of city living and the freedom that is obtained when you can lower housing/transportation expenses.

He highlights that the “typical” American model of working a job for decades, buying a low-density home, filling it up with junk because it’s “normal”, owning a couple nice cars, and retiring when (if) you make it to 65 isn’t fulfilling. Then, he shows FIRE as an alternative model, although he seems to be a much bigger fan of the freedom from FI than the RE part. He especially emphasizes how much money the average person spends on cars while receiving very

As I'm sure most are aware, after the tragic killing of George Floyd, our lame-duck student body President Jael decided to put out an emotion-filled statement demanding action involving ceasing all relations with the Minneapolis PD without any discussion and even shot down the notion of discussion. Throughout the statement, she acts like "we" the student body are all in support of her when 99% of us haven't even seen the letter and a large number of us aren't in support of it. As our student body President you should know better than to pretend to represent the entire student body without any discussion. To make matters worse, MSA then [tweets](https://twitter.com/msaUMN/status/1265670080358

I'm currently a senior in high school and planning on going to a 4-year college in September. I'm lucky enough to have scholarships and parent support to pay for at least the first year but I'm not sure about the years after that. I currently have $5k sitting in a local bank account and looking at ways to expand that relatively risk free as I could possibly need it in a year and a half but I also might not need it at all if I get lucky.

One option I found was to create a ROTH IRA and buy CD's or something similar to that. The benefits I see is that I can withdraw what I contribute right whenever I want to and it wouldn't count as an asset when doing my FAFSA next year. It could also give me