For context, my boyfriend was admitted to an emergency inpatient psychiatric ward earlier this year. He is double insured and his insurance was shown to be in-network with the hospital.
He finally got the bill for the visit (6-7 months after the visit) where the insurance (anthem blue cross) deemed the visit “not medically necessary” and he is left with $11k to deal with. He is disabled and cannot work (we have been working on getting him SSI benefits for over a year now) and I am barely making ends meet with my income.
He pulled out the insurance handbook to see what he could do about it and it says that emergency services would be covered IF the insurance was notified within 24 hours of


