arch1a

Hi should I do a Pledge loan of high 4 figures first or apply for credit card flagship . I barely enrolled these past 2 weeks. I have 760 - 800 score with nothing negative on my report. I also have have tier cards like venture x and reserve. What game plan would Y’all do ?

If You Were starting off getting credit cards which would you start with ( high 700 credit scores).

Have 2 paid off mortgages plus a paid off auto loan in the past 7 years.

I only have 1 credit card capital one venture x 15k limit 3 months old.

If You Were starting off getting credit cards which would you start with ( high 700 credit scores).

I was denied late last month with a 789 score 278k income for the Chase reserve in branch without any Chase checkings prior. This was only my 2nd hard inquiry. I was pre approved for freedom unlimited prior to applying. I then opened a checkings and investment on the spot with 3k. And following days added another 3k. Application goes to pending so I go back in branch days after to call reconsideration line. The lady was going around stating my credit was too new, mind You I have 20 plus years of credit. She makes a comment the card You want is minimum 10k and You have till February 26 to call back and try again under the original inquiry. I was thinking of having over 13k in all Chase accoun

I have a capital 1 x venture that is 3 months old with a 15k limit with a 798 score. This is my only card and I am on 2 others as authorized user that I am on reporting under 9%. My first statement was $700 my second was almost $900. My 3rd statement I am debating to leave at $7400 ish 49% to record and set. Then pay the majority down by 4th statement. A lot of My colleagues are saying to do this to ramp up my credit score after. I am really trying to get my credit card portfolio better with diversity of different cards. Thoughts ?