arnienz

Did anyone else get frauded? Payment to 2Degrees of $10 (i guess to confirm it), then to Alceon LCS New Zealand for $1500.

Has anyone ran into this with Westpac?

I'm being offered 3.49 1-yr online, but when i talk to my branch (and my broker) the best they can get is 3.65. This is apparently a push to get people to use their digital channels, as I assume it's cheaper.

But the annoying thing is I'd like to restructure slightly (lump sum some off, split the terms etc) and I can't do this online.

So i think I have to take a higher rate if iI want any flexibility with re-fixing :/

I have an old style plastic fermenter so was tasting my beer during fermentation.

Just before I cold crashed it it was quite sour, almost puckering. However after cold crashing & racking from the top to keg it only seems to taste maybe 1/3 as sour as before.

Has anyone experienced this? Is there a chance the lactic acid was sitting at the bottom with the yeast cake & by racking from the top I missed it?

Looks like higher oil is sticking around, with OPEC not changing from their plan to only gradually increase supply again.

https://www.cnbc.com/2021/11/04/opec-agrees-to-stick-to-oil-production-plan-defying-us-pressure.html

Really feel for those where $ is tight but have no other alternative but to drive.

Why don't NZ banks offer 20 or 30 yr rates like they do in the UK/US?

Worrying about rising rates is a pain in the ass. I'd like to have the option to set & forget.