flylowe

u/flylowe





I'm looking to buy a house next year. I recently started a job where I get paid significantly more money than what I was getting before so I'm gonna be able to save a lot each month. I took out a loan early this year: 15k 7% APR for 5 years, and I pay £300/month. Should I continue that, or pay off the loan as early as I can and not bother with saving up until the loan is fully paid? And what do banks/creditors prefer?

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I am thinking of borrowing £15000 for 5 years to consolidate not my own, but my parents' debts.

I have an annual income of £18500 before tax and bonuses, and currently my monthly expenditure including my part of the rent for a house I'm renting in the city with my brother and a friend is about £300. Using Experian's comparison tool, I get results showing me I should be able to borrow £15000 for 60 months at a rate of 3.3% from HSBC (who I use for everyday banking), but when I filled in the form form HSBC's own loan tool, my rate changes from 3.3% to 7.9%. Is that normal for a first time borrower? If I spoke to someone in person, is there any chance I can get closer to the original percenta

515

r/Philippines•

I was speaking to a girl about dirty-talking one evening and we had a disagreement about Tagalog being a "sexy" language. I believe it's simply not possible to use it in a bedroom scenario, she thought it was but she couldn't give me any examples that didn't make me laugh.

"Sipsipin mo ang titi ko." "Kantutin mo ang pekpek ko." "Sibakin mo ako gamit ang iyong bayag."

ITT: we talk dirty in Tagalog. Funny, sexy, deep. Let's hear what you guys and girls got.

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