Hi all,
I have searched this subreddit and even had a CPA review things with me but they are wanting a lot of money for something I feel I am not understanding fully.
For some background, I live abroad and have for my entire adult life. My last tax filing in the US would have been in 2002 when I was a high school student.
I make well under 100,000USD / year. Have three foreign bank accounts in the same country with barely any savings (and thus no interest received).
I tried to follow the procedure for a Streamlined Filing (that would cover the last three years) but my financial contact told me that if I did not have any financial assets or similar interest to my bank account then I do no