randomuserIam

I come from a country where the concept of Kurs in loans does not exist and you always loan and pay to the equivalent of 100 kurs.

Now I’m in Denmark, have a house loan and want to understand this a bit better. Specifically, I want to understand if I’m going to ‘lose’ money on doing an extraordinary payment on my mortgage and to understand ideally when to do it - if that matters.

As far as I get it, when you loan, you want kurs as close as possible to 100. A 96 kurs means you get 0,96kr for each 1kr you have to pay back.

Does that mean that when you do an extraordinary payment, you want the kurs to be a low as possible?

Our mortgage is tied to the bond DK0004622925, which currently i

Sorry for the English, but my vocabulary on this topic is a bit limited.

I now have a newborn and am looking for options to create some nice savings for her and my (Danish) husband is not very versed on the investing side. I myself have an ASK where I do some investment.

We have created a Børneopsparing (which is set to be maxed out in the beginning of each year) and a gavekonto with investment where gift money can go to and where, for now, I’m also sending a monthly contribution to. However, I’m wondering if money will be better applied in an investment account. Which options do I have and which could be the better one?

I read about creating a månedsopsparing and using the B Kort wh

If you are using a smart watch, do you remember how your resting heart rate was through your pregnancy?

My average started going up after we knew we were expecting, it was always below 70 bpm before. All through pregnancy and until recently it’s always been above 70 bpm.

Last week, I started receiving notifications that my trends are changing and my bpm are going down - today it’s even below 60.

Im 38+0 and kind of wondering if this could be a sign that we are closer to delivery time :p any one had that experience?

I’m due soon with my first kid, together with DH. He has SD11, which we have 50/50. She’s both excited about having a sibling, but also extremely anxious about losing her dad and her position in the family.

Every one keeps telling me to include SD as much as possible in taking care of the baby, so she feels part of the family.

At the same time, I also want the experience of my first baby and I’m feeling like it’s yet another thing that I have to change to accommodate another kid. I know it’s selfish thinking, but I’m only human

My biggest struggle with having my SD involved in taking care of the baby is the fact that she hardly takes care of herself and is very dependent on adults, how

I can’t find this info online so asking here. In the regular train lines, is there any sitting reserved for pregnant/older people, etc? I’ve seen them in buses, but no indication on trains.

I don’t often take trains, but have to make some trips during rush hour this week. I’m currently in a train and heavily pregnant and not only will no one give up their sitting, but people don’t give a shit to squeeze and hit. Hell, I had to force my way to be able to hold a bar, because people just lean in and take all the bar space and won’t fucking move to make space (and I can’t reach the top bars as I’m quite small).

We had our anatomy scan a few weeks back and I’m still thinking we didn’t see everything, but I don’t know if I’m right to be a bit upset.

The scanning took about 15-20 minutes (was told it would take 45).

We measured: head, belly and femur We saw: the brain, the heart, the kidney flow, two hands/arms, two legs, one nose bone and two eye sockets. She also said umbilical cord looked fine and placenta was placed high and in the back.

Things we didn’t see (and she didn’t mention): genitals, fingers, lips/face, ears, nuchal fold, feet

We got an estimation of her weight, but nothing regarding size, fluid or anything else.

She did say it was a girl, but never showed or checked the genita

I need to vent on this, as it’s boiling my blood. I’m tired of feeling like my life is controlled to the whims of a narcissistic women - and my DH’s best intentions are making it worse.

Each year, we bend to the needs and schedules of BM regarding summer vacation. We have 50/50, 7 days at a time (European country btw) and they decided that summer vacation they switch to 14 days a single time to enjoy longer vacation.

This year, we had an agreement, I was on the call where BM was putting all the dates, we changed handover date to match her need to travel on a given day, took all notes. Then she sent a random text with new dates and my husband stupidly said yes without verifying the dat

We have just installed a door, the frame seems fine and levelled. However, we may have done some odd adjustments and now it’s completely off on the adjustment.

The weird part is… it’s the middle of the door that is hitting the frame. The top and bottom seem to fit fine, but the middle is rubbing and making it very hard to hit.

The adjustment is made with Allen wrench on top and bottom of hinges. Any idea on what part of the hinges would need adjustment? Top-top? Top-bottom?

Can’t find a lot of info online on this type of hinges.

Images follow:

https://imgur.com/a/BX9CnDz

I just came from a very weird discussion in very unfriendly subreddit. The post was about people who go straight to IVF without waiting 1 year to conceive or trying something else, but being extremely mean towards those who make that decision. I only know one person who absolutely lied to the doctors, because she was getting too close to 40 and that’s the cut off for subsidised treatments in my country, but even that feels reasonable. I felt insane in that discussion and would like to hear more stories, if people are willing to share.

My story: I found out I had PCOS. That’s it. In my country PCOS is a reason for assisted reproduction, they don’t really specify a minimum wait, but we ag

I keep hearing a lot of abbreviations, also in studies, but when I search for them I can’t ever find the same definition. This means I don’t know what my cycle is considered (I was guessing artificial, but I never hear that term here) and can’t find the relevant studies.

So what is a modified natural vs a natural cycle? What other terms are there?

For reference, my first FET cycle was exactly like my ER cycle, just less hormones. I took FSH+LH until I got one follicle, then triggered with Ovitrelle. No progesterone supplementation, even though I have a short lutheal phase.

We just started our IVF journey. For reference, this is Europe, and with the public health care sector. I’m 30F, husband is 44M. The only diagnosis we have so far is PCOS. After no luck with IUI, we signed up for IVF and just had our first cycle and egg retrieval. Due to high risk of OHSS, we did a freeze-all cycle.

Last time they measured my follicles - 4 days before ER - I had 24 follicles ranging between 10-17mm. 10 of them were 14+mm.

We ended up with 14 eggs. Unknown number of mature eggs (they only know that if they do ICSI).

5 fertilised normally

1 stopped growing by day 3

We froze a 3BB and 5BB on day 5; unsure if the others survived by day 6 and were just poor quality or

I (29F) was diagnosed with PCOS end of last year.

We got referred for fertility treatments (public healthcare) and started with IUI. Husband has really good results. We didn’t do chlomid or letrozole. We went straight to gonal-f Aside from the time I was diagnosed, way before the referral, I didn’t do any blood work. I did do hsg and it was fine.

Essentially the protocol was: day 3: start with injectables Day 11: do ultrasound; if no development, increase dosage and check in 7 days again Once there’s a leading follicle: Ovitrelle trigger Progesterone from DPO1 to DPO 14 If test is negative, call on CD1, rinse and repeat.

Cycle 1: 37,5 up to 62,5 IU of gonal-f. No leading follicl