r/portfolios

34K archived posts · Oct 2009 – Sep 2026

Share, Compare & Improve Long-Term Investment Portfolio Strategies

r/portfolios

Get (and give!) advice on investment portfolios and financial planning goals for retirement (401k, Roth, IRA, HSA) and taxable investing accounts, particularly stock and bond mutual funds and ETFs - learn tips for tax efficiency and other account optimization strategies. This is a great place for beginner and advanced investors to share knowledge! NOTE: please include the names of funds in your post, not just the tickers (we don't have those all memorized!).

Created Oct 9, 2009

48KMembers (last snapshot)

34KArchived posts

Welcome! To get targeted and useful responses, please title your post with key details like your age and goals - this helps set yours apart from all of other general 'feedback please' titles!

Users should feel free to post their own (draft or implemented) portfolios for review as well as resources related to portfolio construction. Please be sure to include full names (not just tickers), percentages and expense ratios of funds/ETFS to help us better help you.

Speaking of which, we have a FAQ in progress. Not sure where to start with your 401(k) options? Link us to an image of the whole list. Want to organize your portfolio for easy sharing? Put it into PortfolioVisualizer and include the shareable link in your post.

Portfolio Examples:

Other Tools & Resources

Related SubReddits:

Considering a tilt toward US/growth/tech?

The year is 2024 and a lot of investors are asking about US large, tech and growth stocks, a performance-chasing approach following a familiar pattern: people gravitate to what is popular. Alas, winners rotate. So, here goes:

Start by reading about three-fund portfolios, consider the diversification benefits of ex-US holdings, and for a simple graphical demonstration of rotating winners, check out this chart. The bottom line is this: global equity investments increase diversification and as of the time of this sidebar update, international stocks are relatively inexpensive compared to US ones.

Be extremely wary of buying high, which can lead to selling low. If you're at a loss for where to begin, start with a Target Date fund and learn the basics of investing before you start tilting away from a broadly diversified global portfolio.

We've all been where you are - the appeal of recent outperformers is extremely tempting. But if you had invested in the best performing markets and sectors during the 2000s, you'd have had a rough time during the 2010s. No one knows what the future holds, but avoid learning the hard way by diversifying. Good luck.

Considering individual stocks? Read this

Considering Edward Jones? Read this

Not enough retirement account space? Consider Series I and EE Bonds

While both active and passive strategies of various durations are open for discussion, the primary purposes here is to help in the creation of intermediate-to-retirement allocations, largely hands-off approaches suited to the majority of investors (who have lives outside of finance!).

Above all, remember: we all had to start somewhere, so don't worry about asking stupid questions! Lastly: no blogspam (including actual blogs but also other forms of self-promotion).

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