Source
r/borrow•
kym__tynie-tyne-0

[REQ](100$)-(ROCH,NY,USA)(#ROCHESTER,NY,USA),(6/28/2019),(paypal,zelle,cashapp,venmo)

Completed

i lost my full time job 3 weeks ago due to circumstances that was out of my control, i started a new job 2 days ago at macy's and will get my first paycheck on june 28th and am willing to pay back 25$ extra. i am a single mom of 5 children and being out of work has really gotten me behind, my utility bill (which i'm already on a payment plan) is gong to shut the service off tomorrow unless i make a 85$ payment, the other 15$ will go towards buying a few groceries and toilet paper. I am willing to show whatever proof may be needed, my id, my new hire paperwork , proof of the bill that is due. I hope i am doing this right and if anyone is willing to help me i would be really really grateful as i am very desperate. thanks

Posted Jun 16, 2019, 10:27 PM UTC

246
watchfulprotector•

$paid u/kym__tynie-tyne-0 55

2
LoansBotOfficial Bot•

u/kym__tynie-tyne-0 has now repaid u/watchfulprotector $55.00

Updated loans (loans that have changed from this transaction):

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
watchfulprotectorkym__tynie-tyne-0100.0055.00Original ThreadJun 16, 2019

^($0.00 ignored)

Check:

Mobile View

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
this1kym__tynie-tyne-035.0035.00Original ThreadJun 21, 2019Jul 4, 2019
watchfulprotectorkym__tynie-tyne-0100.0055.00Original ThreadJun 16, 2019
1
[deleted]•

[deleted]

1
watchfulprotector•

$paid u/kym__tynie-tyne-0 20

2
LoansBotOfficial Bot•

u/kym__tynie-tyne-0 has now repaid u/watchfulprotector $20.00

Updated loans (loans that have changed from this transaction):

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
watchfulprotectorkym__tynie-tyne-0100.00100.00Original ThreadJun 16, 2019Jul 20, 2019

^($0.00 ignored)

Check:

Mobile View

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
doodoogangkym__tynie-tyne-0100.000.00Original ThreadJul 18, 2019
this1kym__tynie-tyne-035.0035.00Original ThreadJun 21, 2019Jul 4, 2019
watchfulprotectorkym__tynie-tyne-0100.00100.00Original ThreadJun 16, 2019Jul 20, 2019
1
watchfulprotector•

$paid u/kym__tynie-tyne-0 10

2
LoansBotOfficial Bot•

I don't know of any loan that this paid summon could be applicable to. You may need to redo your applicable loan summon, or pm my creator for help.

1
kym__tynie-tyne-0OP•

This is payment towards the interest on the loan

0
kym__tynie-tyne-0OP•

I will send the other 15 when I get my paycheck

1
watchfulprotector•

Thank you

1
kym__tynie-tyne-0OP•

You're welcome and thanks again for helping me out I am very grateful 💜💙

1
AutoModeratorMOD•

Hello u/kym__tynie-tyne-0,

B1) Please read all of our Rules and Borrower FAQ's

B2) Do not delete this submission (or ANY submission past or present), for any reason, or any of your comments as it will result in a ban. If your request is fulfilled or you no longer need the money please do one or a combination of A) edit your post to reflect the change, B) flair your post as 'complete' (the flair button is under the body text of the post), and/or C) make a comment that it's no longer needed.

B3) Wait 24 hours from this post to make another unless this post or the next is prearranged with a particular lender

B4) Vet your lenders! Be careful who you send your personal information to A) CHECK your lenders r/borrow history by clicking here. Do this for every loan request you recieve. B) Are they BLACKLISTED or asking for PROHIBITED ITEMS/INFORMATION (see THIS LINK)? Message moderators immediately C) Are they eligible (90+ day account, 1000+ karma, not banned) and active (any big account activity gaps?). Ultimately, you are free to accept loans from any user though you do so at your own risk. Loans made with ineligible/banned users will not be tracked by LoansBot and you will not get credit for loans fulfilled by ineligible lenders, so proceed at your own risk

B5) Understand and properly use all LoansBot commands to mark loan status

B6) If you have any questions or concerns whatsoever, feel free to ask moderators by clicking HERE

 

LENDERS:

L1) Please read all of our Rules and Lender FAQ's

L2) Vet your borrowers! A) See items 2 and 3 right below, B) Check for any past REQ posts and scan the comments for red flags, C) Check the UniversalScammerList, D) Install RedditScamLabeler to your browser, E) Install this quick karma-earning investigation tool to your browser, F) See these lists of sketchy user behaviors: "Karma farmers", How to identify high risk borrowers

L3) Check to see if kym__tynie-tyne-0 has a Post Deletion History

L4) Check kym__tynie-tyne-0's Spam History, SnoopSnoo profile, and Atomiks Analyzer Profile !

L5) It is suggested that lenders take into account a user’s current open loans and repayment history when considering funding a loan. This includes a) do they have any repayment history? Extra vetting may be required if not, b) are they asking for loans while still having some out (this is not against the rules)? Are the open loans late? It is encouraged and courteous to contact current lenders to inquire about open loans, c) How much has a borrower repaid historically (in total) vs. how much do they have out now in total? "Piling", or lenders continuously providing loans to borrowers with many already open loans, is highly discouraged unless the borrower has a very solid repayment history

L6) Understand and properly use all LoansBot commands to mark loan status

L7) For your convenience, upon conclusion of this loan you can follow these links for prefilled posts regarding this loan - PAID, LATE, UNPAID

 

Here is a copy of the original post:

i lost my full time job 3 weeks ago due to circumstances that was out of my control, i started a new job 2 days ago at macy's and will get my first paycheck on june 28th and am willing to pay back 25$ extra. i am a single mom of 5 children and being out of work has really gotten me behind, my utility bill (which i'm already on a payment plan) is gong to shut the service off tomorrow unless i make a 85$ payment, the other 15$ will go towards buying a few groceries and toilet paper. I am willing to show whatever proof may be needed, my id, my new hire paperwork , proof of the bill that is due. I hope i am doing this right and if anyone is willing to help me i would be really really grateful as i am very desperate. thanks

 

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1
LoansBotOfficial Bot•

Here is my information on u/kym__tynie-tyne-0:

Mobile View

No History

Chronological REQ and PAID posts, reddit investigator, justin paulin creddit rating

1
watchfulprotector•

$loan 100

1
Milk_0f_Amnesia•

Didn't you just post this same thing on assistance? I'll answer that, you did and you got money there as well and also got a loan from borrow two days ago or so. So you've gotten money from 3 redditors in 3 days, which wouldn't be concerning if you didn't have a long history of only using Reddit for things you need and disappearing without even a thank you. Not once have you payed anybody back.

You've gotten pizzas, cash, groceries, bills paid, clothing, Christmas gifts for your four kids multiple times because you claimed they were stolen off your porch even though Amazon says you signed for them. Amazon actually refused to deliver to you again because you claimed that all the gifts you got, in multiple shipments, for free none the less were stolen but when Amazon was called they had your signature for everything. When questioned, you deleted it as well.

You've gotten over a grand off reddit, and after you received this loan you posted on assistance and got money there too. You've now got loans out with two redditors on borrow and a third on assistance. You've claimed atleast three times that you'll be starting a new job, and you only use reddit when you need material goods and money. Also, at Christmas you double dipped and when called out disappeared.

A redditor even offered to drive you in February (maybe January) to go get groceries because you were broke. However you didn't want them too even though they were a known redditor that lived close by, and he ended up reneging after he found out you came up with every excuse in the book and were being dishonest at the very least.

Be careful u/watchfulprotector and u/this1 as I truly hope you don't have to recoup the funds but she has a long history of grifting off reddit and disappearing when asked to pay back or forward. Considering all the scamming going on lately, I felt you should be aware of what you're dealing with.

3
kym__tynie-tyne-0OP•

Did you just go and comment this same thing on all of my posts? Because half of what you stated wasn't even true. First i have not gotten anywhere near a grand from reddit so not sure where you got that from. That never happened with me with Amazon so not sure where you got that from you must have me confused with someone else. Yes i have had a rough year and when i claimed to be Getting a new job, i already had a job and was starting a second job which didn't work out. I lost my full time job due to childcare issues and got everything figured out and found a better job that i am very happy with and it is a better opportunity.
Also about you saying someone offered to take me shopping. Yes he did offer but i live 4 hours away from him so it didn't work out. Then another person offered and asked me for all my information and i gave it to her and she then changed her mind, i gave her all the information i felt comfortable with. My full name and where i worked and the address, that wasn't enough for her.so she decided not too which is very much okay. Also the money i received on assistance was not a loan. And i have absolutely no idea where you get that when asked to pay back or forward i got pissy and disappeared? You must have me mixed up with someone else because almost everything said here is not true. The 2 lenders that helped me will get their money back but this was very unnecessary for you to do and there is a whole group of you who just sit and harass people and its sickening honestly.

1
mommyof4not2•

Don't worry, milk_of_magnesia is a particularly nasty leak from childfree that apparently has an ax to grind about parents by spreading lies and hatefulness.

Feel free to join me in reporting all of their inappropriate comments.

3
kym__tynie-tyne-0OP•

Yeah unfortunately these comments that are not true will prevent me from Getting any future help, I wasn't really even givin a chance to prove myself

1
mommyof4not2•

Don't worry, milk_of_magnesia is a particularly nasty leak from childfree that apparently has an ax to grind about parents by spreading lies and hatefulness.

Feel free to join me in reporting all of their inappropriate comments.

3
kym__tynie-tyne-0OP•

u/milk_of_amnesia just wanted to make it known since you were so worried about my situation that you decided to write stuff that wasnt even true about me, that I paid off both of my loans and will pay my current loan because I am not the scammer you have accused me of being!!!! So go tell that one to that hateful sub of people that harass people on reddit!!

1
kym__tynie-tyne-0OP•

$confirm

1
LoansBotOfficial Bot•

Noted! I will remember that u/watchfulprotector lent $100.00 to u/kym__tynie-tyne-0!

The format of the confirm command will be:

$confirm [u/watchfulprotector](/u/watchfulprotector) $100.00

^(This does NOT verify that u/watchfulprotector actually lent anything to u/kym__tynie-tyne-0; u/kym__tynie-tyne-0 should confirm here or nearby that the money was sent)

If the loan transaction did not work out and needs to be refunded then the lender should reply to this comment with 'Refunded' and moderators will be automatically notified

1
kym__tynie-tyne-0OP•

Did i confirm this correctly?

1
watchfulprotector•

Copy exactly what the bot wrote:

$confirm [u/watchfulprotector](/u/watchfulprotector) $100.00
1
kym__tynie-tyne-0OP•

$confirm u/watchfulprotector $100.00

1
LoansBotOfficial Bot•

u/kym__tynie-tyne-0 has just confirmed that u/watchfulprotector gave him/her $100.00

The purpose of responding to $confirm is to ensure the comment doesn't get edited.

2
[deleted]•

[deleted]

1
kym__tynie-tyne-0OP•

$confirm

1
kym__tynie-tyne-0OP•

Do i have to confirm this?

1
watchfulprotector•

I don't think so, but I'm not sure why the bot hasn't come by to comment.

1
kym__tynie-tyne-0OP•

I think from what i have been seeing on the sub is a new post has to be made?

1
watchfulprotector•

According to the lender FAQ "If partial payments occur before the final payment, lenders often make $paid commands for the partial amounts within the original [REQ] post". Maybe the bot's just being slow?

1
watchfulprotector•

$paid u/kym__tynie-tyne-0 25

1
LoansBotOfficial Bot•

u/kym__tynie-tyne-0 has now repaid u/watchfulprotector $25.00

Updated loans (loans that have changed from this transaction):

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
watchfulprotectorkym__tynie-tyne-0100.0080.00Original ThreadJun 16, 2019

^($0.00 ignored)

Check:

Mobile View

LenderBorrowerAmount GivenAmount RepaidUnpaid?Original ThreadDate GivenDate Paid Back
this1kym__tynie-tyne-035.0035.00Original ThreadJun 21, 2019Jul 4, 2019
watchfulprotectorkym__tynie-tyne-0100.0080.00Original ThreadJun 16, 2019
1
watchfulprotector•

$paid u/kym__tynie-tyne-0 11

1
LoansBotOfficial Bot•

I don't know of any loan that this paid summon could be applicable to. You may need to redo your applicable loan summon, or pm my creator for help.

1