Papo28

Married, one kid in daycare, both of us have 401k and max our Roth IRAs. I’ve been increasing my 401k contribution by 1% each year. Next year I’m only getting a 1% raise, so increasing it again might feel too tight.

We already plan to max out the Dependent Care FSA next year since the limit is going up, which will help lower taxable income a bit.

I want to make sure we keep making progress toward retirement every year, but without making things noticeably tighter at home. What are some specific changes I should consider next? .

Happy to provide any missing details if needed. Thanks for any guidance.

I try to make one or two small improvements each year that move us closer to retirement without making a big impact on our day to day budget. For the past few years I’ve increased my 401k contribution by 1% each year. Next year I’m only getting a 1% raise, so doing that again might feel too tight.

One thing that will help is the Dependent Care FSA limit is going up next year, so maxing that will reduce our taxable income and make it a little easier to keep funding our Roth IRAs.

I’m curious what everyone else is planning to adjust or improve next year. Even small stuff that adds up over time. I feel like I’m running out of ideas and want to see what others are thinking about

Hey Monarch team, any chance you could add historical data of the 5 TSP funds (G, F, C, S, and I) to the investment tracker? With the government shutdown going on, a ton of military and civilian folks could really use that support. It’s just a few simple funds but would help a huge group of users keep their finances in check.

Would be awesome to see Monarch give the TSP crowd some love

Hey everyone!

Quick question—I’m trying to figure out how to track my account’s growth on a monthly, quarterly, and yearly basis. I can see the daily and all-time growth stats, but there doesn’t seem to be an easy way to check the other timeframes. Am I missing something, or is there a workaround that y’all use to calculate this? Any tips would be appreciated! Thanks!

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I recently installed Paperless-ngx on my UnRaid server and managed to get it up and running smoothly. The only additional Docker I installed alongside it was Redis. However, I noticed that all my documents are ending up in one default folder. I'm curious about how others have set up their folder paths with Paperless-ngx on UnRaid.

Additionally, I'm wondering if there are any other add-on dockers that would complement Paperless-ngxx on UnRaid and enhance its functionality.

I want to set up email functionality, but I'm unsure about the requirements and setup process.

I also recently bought a Brother ADS-1700W scanner and I'm looking to integrate it with Paperless-ngx. If anyone h

I need some guidance on how to create a family life insurance summary for me and my spouse. I want to make a summary that shows our life insurance situation clearly and concisely, and that explains the total benefits and options if we have to collect...

We both have FEGLI coverage with all the options maxed out, and we both make $75,000 a year. Our total coverage on our own lives is $463,000 each, our total coverage on our spouse is $25,000 each, and our total coverage on our child is $12,500 each.

How would you display this? What are the best practices for creating a family life insurance summary? Any examples or templates would be greatly appreciated. Thank you.

So J25 down has the monthly calculation of my home equity.

I want that total to go across row 69 on my main sheet on the same workbook.

i tried using

='Wendy Loan'!$J25

but when i try to copy across to go to J26 then 27 and so on it doesn't. It just sticks to J25

I attempted researching more complicated ways to do this and i got the same results.

=INDIRECT("'Wendy Loan'!$J"&ROW()-44)
=OFFSET('Wendy Loan'!$J$25,COLUMN()-COLUMN('Wendy Loan'!$J$25),0

Still I can't get it to copy across row 69 while changing the data to the next row on column J.

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EDIT: Someone made a comment with the solution but deleted it.

The solution worked for me.

INstruction was

I’m thinking of switching to the GEHA HDHP Family Plan and wanted to know if anyone has experience using their VA healthcare in conjunction with it.

It’s said that if I go to the VA for myself they will bill my HDHP and cover whatever it won’t.

Has anyone else done something similar? Will GEHA count the VA charges towards my deductible?

I’m trying to avoid the high cost of the deductible for the first year while the HSA builds.

I'm on a few VA Facebook groups. Usually, they don't offer much but someone posted a screenshot of their Ratings and everyone commented on how he got 20% for Dry Eyes.

He clarified that he got the rating from his initial rating when he got out and it was caused from being in combat.

I attempted some basic google searching but I can't find much on Dry Eyes mostly just blurry vision.

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I do have records of me going to the ophthalmologist for painful dry eyes but wondering if anyone has more info that could help?

Long time listener first-time caller, Truly love this app!

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Trying to be as efficient as possible. I have 1 unlimited server and 2 limited server blocks. Should the blocks be the same priority or separate from each other?

For Example

Opt1

Unlimited Server Priority0

Block1/Block2 Priority1

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Opt2

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Unlimited Server Priority0

Block1 Priority 1

Block2 Priority 2

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Thanks for the help!

Looking for some experienced VA Home Loan Vets. Many VA loan companies tend to be hit or miss so I'm coming to seek the experience of r/Veterans

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I bought a Home with a VA loan at my first duty station (in OK) then PCS'd to FL and got another home via VA. (due to being a PCS and my first home being so cheap I was authorized a second VA Loan)

As I will be leaving FL in 6-12months, can I just refinance (my FL Home) out of the VA loan or do I have to sell the home in order to regain my VA Home Loan Eligibility? The verbiage I've have seen online has been "pay off the loan in full" and was wondering if a refinance to conventional would solve this.

The VA Home Loan program is

I'm in the Army and looking for a silver coin to represent my time serving. I'm not an officer so I'm staying away from the silver dollar.

I've noticed a lot of ya'll are into the design just as much as the silver itself and was hoping I could get a few recommendations.

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Thanks! You got a great community here.

Taxes just paid off a car and some lingering student loans that equate to about $300 a month.

Besides saving for a downpayment on a new car (hopefully not needed anytime soon). I'm wondering if there's anything else I should be saving for that could lower my out of pocket costs if I paid in full?

I'm a married homeowner with no kids, just starting to realize I have more buying power when I pay in cash, upfront.

I also just want to say I truly appreciate this Sub and all you've done for the community. Thanks for everything.