SWWayin

u/SWWayin



r/personalfinance•

I’ll preface this by saying my parent’s personal finance was almost non-existent. Dad left, and Mom raised two kids by herself on a secretary’s salary; living paycheck to paycheck and working side hustles (cake baking) to make ends meet. She made some financial missteps along the way that could best be described as predatory lenders taking advantage of ignorance. My own personal finance journey has very much been self taught. I’d stayed away from any financing until I was firmly established, but then had to fight the “lack of credit history” issue.

I’m hoping to avoid this problem for my newborn by adding them as authorized users on both my wife and I’s credit cards (<30% utilization, stat

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r/stopdrinking•

My Aunt passed away at 47 y/o today due to complications from Alcoholism. She walked a path to the end that I was on up until June 2015. She suffered her first major health issues in the summer of last year, and we started down the path to recovery. After two months she was certain she could drink a glass of wine/day. I told her moderation wasn't something I had any success with, and if she wanted to stop completely I would help however I could. That was the last time I spoke to her. 5 months later she passed away in a hospital bed leaving behind two kids and her Mother. I can't help but look at the situation and think what a shame, and also gratitude that for some reason I've been spared th

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r/personalfinance•

My wife is currently enrolled in nursing school. We paid for the current semester via a 529 she had set up by her parents years ago. One of her professor submitted her name for a scholarship, which she won and received $800.

Are we required to put this into the 529? Hoping to put it towards $8000 in CC debt, if it’s a viable option.

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r/baseball•

The WBC is 121 days away. Who would you like to see join the roster?

I’m looking at George Kirby, Tristan McKenzie, Spencer Strider, Trea Turner, Brandon Lowe & Ryan Presley.

C J.T. Realmuto, Philadelphia Phillies

C Will Smith, Los Angeles Dodgers

1B Pete Alonso, New York Mets

1B Paul Goldschmidt, St. Louis Cardinals

2B Trevor Story, Boston Red Sox

3B Nolan Arenado, St. Louis Cardinals

3B Bobby Witt Jr., Kansas City Royals

SS Tim Anderson, Chicago White Sox

OF Mookie Betts, Los Angeles Dodgers

OF Bryce Harper, Philadelphia Phillies

OF Cedric Mullins, Baltimore Orioles

OF Mike Trout, Los Angeles Angles

OF Kyle Tucker, Houston Astros

SP Merrill Kelly, Arizona Diamondbacks

R

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r/personalfinance•

I opened a private HSA this year due to fees associated with my original company’s HSA offering, and enrolled in the HDHP. I did not contribute to the plan through out the year due to cash flowing some large life expenses (wedding/honeymoon, etc.). I took a job with a new smaller company that provided a better schedule and higher rate of pay; however they don’t have an HDHP option in their offerings. My question is, Can I still contribute to my HSA this year? Is there a pro-rated amount if so? Is there a dead line (EOY vs Tax Day like with an IRA)? Or am I just out of luck not having contributed prior to leaving the previous job. For reference, I was enrolled in the HDHP until the first of A

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