So, I've got two cards in mind; one to churn, one to keep:
- Sapphire Preferred
- Autograph
I'm happy with my current stack, but I like the Autograph having category coverage on gas and broad travel with no AF. That's probably a keeper for me. However, the SUB is kinda puny, and I have car maintenance in May for about $1,000 and about $1,000 in travel expenses reimbursed through work that'll be coming up in early June, so I really want to get some value out of those charges.
That's where I'm thinking I open the CSP, churn the SUB, then downgrade in a year to a Freedom. I can get plenty of use out of Southwest and Hyatt. That would put me at 5/24 for the next year, though, which is


