HugOffensive

The interview stories shared by u/frechal (good on you for quitting, fuck that place!) made me curious - what's everyone standard questions when someone orders a martini?

Mine are:

1. vodka or gin
2. do you take vermouth
3. dirty?

I have cash income that doesn't (and won't) get deposited into the bank. I like to use that cash for things I can pay cash for - groceries, for example. I use my bank account for things I can't pay in cash - phone bill, internet, etc.

I know YNAB doesn't care where the money is, but I do, because if I budget $100 for my phone bill out of my TBB, because I technically do have $100, but I have that $100 in cash and not in my bank account, I can't pay my phone bill. So, not exactly helpful or accurate.

What I've started to do is:

• I have a CASH account that I track the actual $ in/$ out in via transactions. It is in my Budget.
• I keep a separate Budget Category Group titled "Cash Mana

I have my budget laid out, including my long term regular bills (annual fees, taxes, subscription renewals, etc.) with funding goals.

I simply do not have enough money to fund everything I should be funding - without even getting to goals and stuff. Yet, all these years I managed to make it work. I wasn't getting ahead, I was often paying late fees and wasting money, but I was definitely afloat. Looking at these numbers in YNAB, I cannot figure out how I possibly managed!

I want to get fully onboard on YNAB so that I can plan ahead and start using my money smartly and moving towards actual goals and beyond surviving. With these numbers laid out, I don't know how I can do that just yet. Ho

if I set a goal to hit, say, $60 by December 2019, YNAB will tell me to save $10 a month (July, Aug, Sept, Oct, Nov, Dec) to hit my goal, correct?

If I skip my July contribution towards that goal, does the goal automatically adjust to tell me that I now need to save $12 a month instead to hit my goal? Or would I need to reset the goal each time I miss a monthly target?

I'd love to be able to see my groups of activities in the calendar view. Right now I can only select one or all, I believe. Or even the ability to select activities or groups to display. I've been using daylio to track activities and I'd like to see how frequently or infrequently I do them each month.

If this is a feature I've managed to totally miss, lmk!

I just got confirmation of my bankruptcy discharge!! And I just got paid. I celebrated by entering my new paycheck into YNAB and budgeting my money for the week. Exciting stuff.

Now . . . my next step in my plan is to get myself a credit card and toss a small bill on there and pay that in full every month and let that ride while making sure to pay everything else on time.

My question is - how long should I wait until I apply for that first card?

EDIT: My credit score went up 41 points too!!!

I'm not even 40 and my only child is pretty much grown up. I'm not in the best financial shape - the result of raising a kid on my own for the past couple of decades - but in the process of fixing that. I'm in relatively good health, single. I have zero desire to have more children. I'm honestly really excited about this new phase. But I also feel frightened and paralyzed and totally uncertain.

I've met many single mothers in my life so I know I cannot be the only one!

Anyone know of any good Instagram accounts that show the making of drinks? Most of the bartending ones I've found mostly show pictures of drinks. I really enjoy watching people make drinks.

I watch vids on YouTube but also enjoy gifs on insta

So I work from 7:30AM - 4PM every weekday and I live very close to work so very minimal commute - I am home within 10 mins.

On days when I go straight home, I knock out from about 4:30/5 to about 8, wake up for a few hours, eat, do whatever I need to do, back to sleep by midnight until about 6:30 - 7AM.

If I don't follow this schedule, if I stay up and go to bed at 10 or 11 and get 8 solid hours, I am EXHAUSTED the next day and can barely focus.

I don't seem to see too many people with this same experience - unless I just haven't come across it yet. Is this a thing? Is this common?

Do you have any recco's for good useful fitness/lifting/nutrition related content?

Something that falls in between full-on academic journal articles but not "Top 10 Ways to Burn Fat", endless listicles, or other nonsense.

Got a brand new program. New Year. Gonna kill it.

Immediately fell sick for a couple weeks.

FEELING BETTER! Gonna kill it!!!

I fell and might have broken my toe this morning on the ice.

^Are ^you ^fucking ^kidding ^me.