ItsEmer

So I have 24 hours to make a decision, so I'll try to make it short.

I met a dude and we both have similar interests like music, finance, and entrepreneurship. We had a meeting where basically I told him how I started my journey of self-development (I am 18 who basically just reads and watches self-help stuff, think Tim Ferris and Stephen Covey) and he told me that he gets it and he saw his younger self in me (he's around 30). He tells me about an opportunity where I can meet one of his mentors and see how he got him to the place where he is. (He paid off his wife's debt and created passive income.) If the mentors like after some meetings, then they would actually go further with their help

I am an 18-year-old who is looking to try and build credit and am deciding between the Discover and Capital One. I am aware that the Discover has cashback but I don't really want to waste it as my expenses as of right now are really only gas and eating out. But I also heard the Capital One doesn't graduate as easy as the Discover. I think I would be happy with either but some feedback would be appreciated.

Thanks!

http://imgur.com/a/fBo6q oops

http://www.ikea.com/us/en/catalog/products/30212487/ I'm on a budget so that's why it's cheap.