MSV34

I have a Samsung s20 Plus on an installment 24 month plan. Apparently, after 12 months, the phone was "purchased" and I am on the 4th month of that cycle. A rep at the T Mobile store said I still owe $300 on the phone over 9 months.

My Sprint app says I can upgrade early and pay $30 a month for an iPhone 13 pro max. I went to the store and the rep said I had no other options but to pay the $300 outright or add it to the monthly bill on top of the $30] for my samsung for the next 9 months.

Am I missing something here? If I'm returning the phone I don't fully own, it isn't an early upgrade.

On all the food delivery apps I use, they recommend tipping the driver on a percentage of the total bill. Why is that?

I'm arguing that delivery drivers should be tipped on an algorithm based on distance they have to travel to deliver to the household, and not based on how much a person has paid for the food.

It's not like a driver has to do more work based on the price of the food. The cost associated with their job - gas, time, depreciation of their vehicle - is all tied to distance not price. Also, especially with higher end restaurants, a higher overall price doesn't assume more/larger boxes, it simply means the food is more expensive. I would definitely understand tipping more if the